• Dealsletter
  • Posts
  • #106: Oakland 23-Unit Seller Financing + KC BRRRR + SJ Mixed-Use 7.6% Cap

#106: Oakland 23-Unit Seller Financing + KC BRRRR + SJ Mixed-Use 7.6% Cap

Oakland 23-unit with seller financing at 6.5%, San Jose mixed-use with Silicon Valley's highest cap rate, plus Kansas City BRRRR offering infinite returns where you get paid to own

In partnership with

Follow Dealsletter for more exclusive deals:
๐Ÿ“ฒ Instagram/Threads: @Dealsletter
๐Ÿ“ฒ X (Twitter): @Dealsletter
๐Ÿ“ฒ TikTok: @Dealsletter

Note on Numbers: All calculations for investment properties are based on a 25% down payment and a current interest rate of 6.63%, unless otherwise stated. For house hacks, we assume a 5% down payment with PMI at 0.4% and a 6.22%(FHA) interest rate. We do the math so you can focus on what matters โ€“ the deals!

๐Ÿš€ Beta Launch Coming Soon

Weโ€™re getting ready to launch the beta of our investment platformโ€”built to help you find and analyze deals faster than ever.

All other subscribers will be invited shortly after.

๐Ÿ‘‰ Want to stay in the loop during development?

Follow us on X for behind-the-scenes updates, sneak peeks, and live launch alerts.

Oakland 23-Unit Mixed-Use - Exceptional Seller Financing Deal!

๐Ÿ“ Address: 2327-2329 San Pablo Ave, Oakland, CA 94612
๐Ÿ’ฐ Price: $1,395,000 ($60,652/unit)
๐Ÿ  Property: 22 SRO Units + 1 Commercial Space
๐Ÿฆ Cap Rate: 8.3% with 6.5% SELLER FINANCING!

Why This is a Great Investment:

This fully renovated mixed-use property offers an 8.3% cap rate WITH seller financing at 6.5% interest-only! That's a 180 basis point positive spread - essentially free money! With extensive recent upgrades and delivered vacant for easy lease-up, this is one of the best risk-adjusted deals in Oakland.

The combination of below-market financing, extensive renovations, and vacant delivery creates multiple competitive advantages while the positive leverage spread generates wealth automatically.

The Stats (50% Down, Seller Financing) ๐Ÿ“

  • Purchase Price: $1,395,000

  • Down Payment: $697,500

  • Seller Financing: $697,500 @ 6.5% IO

  • Monthly Cash Flow: $6,107

  • Annual Cash Flow: $73,284

  • Cash-on-Cash: 10.5%

  • Market Rate Savings: $16,740/year vs 8.5% financing

100 Genius Side Hustle Ideas

Don't wait. Sign up for The Hustle to unlock our side hustle database. Unlike generic "start a blog" advice, we've curated 100 actual business ideas with real earning potential, startup costs, and time requirements. Join 1.5M professionals getting smarter about business daily and launch your next money-making venture.

San Jose Mixed-Use Property - 7.63% Cap Rate Cash Cow!

๐Ÿ“ Address: 1661 Alum Rock Ave, San Jose, CA 95116
๐Ÿ’ฐ Price: $3,250,000 ($361,111/unit)
๐Ÿ  Property: 7 Residential + 2 Commercial Units on 0.49 Acres
๐Ÿฆ Cap Rate: 7.63% (Highest in Silicon Valley!)

Why This is a Great Investment:

This mixed-use property delivers the highest cap rate in Silicon Valley with stable income, recent renovations, AND massive ADU development potential on a half-acre lot! The combination of residential stability and commercial upside creates multiple paths to wealth while the development potential provides transformational upside.

Most Silicon Valley properties trade at 4-5% caps, making this 7.63% cap a 250+ basis point premium in the market.

The Stats (30% Down, Conventional) ๐Ÿ“

  • Purchase Price: $3,250,000

  • Total Cash Needed: $975,000

  • Monthly Cash Flow: $2,807

  • Cash-on-Cash: 3.5%

  • With 4 ADUs: $129,684/year cash flow

  • 5-Year Value: $5.7M+ with development

  • ADU Income: +$8,000/mo potential

Sacramento Duplex - Oak Park Cash Flow & House Hack Opportunity

๐Ÿ“ Address: 4140 Broadway, Sacramento, CA 95817
๐Ÿ’ฐ Price: $515,000 ($257,500/unit)
๐Ÿ  Property: 2-Unit Duplex (4BR/2BA total, 2,112 sq ft)
๐Ÿฆ Cap Rate: 5.06% Current | 7.58% at Market Rents!

Why This is a PHENOMENAL Investment:
This fully renovated Oak Park duplex offers immediate cash flow with significant upside! Both units were renovated in 2021, current rents are $500+/month below market, and the hot Oak Park location near downtown Sacramento provides strong appreciation potential. Plus, C-1 zoning allows live/work flexibility!

Oak Park is Sacramento's hottest neighborhood with major development happening, walking distance to downtown, and strong gentrification trends providing 5-8% annual appreciation.

The Stats (3.5% Down, FHA House Hack) ๐Ÿ“

  • Purchase Price: $515,000

  • Down Payment: $18,025

  • Live in One Unit Cost: $1,624/mo

  • Market Rent Savings: $452/mo vs renting

  • Rent Upside: $952/mo below market

  • C-1 Zoning: Live/work flexibility

  • 5-Year Appreciation: $135,000+

Kansas City BRRRR Deal - Massive House with In-Law Suite!

๐Ÿ“ Address: 5315 NE 60th Ter, Kansas City, MO 64119
๐Ÿ’ฐ Price: $225,999 ($49/sq ft)
๐Ÿ  Property: 4BR/2BA House with In-Law Suite (4,580 sq ft!)
๐Ÿฆ ARV: $380,000 (Infinite return potential)

Why This is a Great Investment:
This massive 4,580 sq ft house with a separate basement in-law suite is priced at land value! The ability to rent the main house AND basement separately creates exceptional cash flow for a BRRRR strategy in this stable Kansas City neighborhood.

This is the rare BRRRR where you literally get paid to own a cash-flowing property - the holy grail of real estate investing!

The Stats (10% Down, Hard Money BRRRR) ๐Ÿ“

  • Purchase Price: $225,999

  • Initial Investment: $22,600

  • Rehab Budget: $30,000 (minimal!)

  • ARV: $380,000

  • Cash Back at Refi: $32,601

  • Net Investment: -$10,001 (PROFIT!)

  • Monthly Cash Flow: $141

  • ROI: INFINITE (negative cash invested!)

Dealsletter Footer - Platform Launch Teaser
Platform Beta Launching Soon

Be Ready for Dealsletter Platform

Analyze any property instantly โ€ข Get AI-powered deal insights โ€ข Real-time opportunities

50%+
Avg ROI
 
Instant
Analysis
 
24/7
AI Monitoring

โœ“ As a subscriber, you're already on the beta waitlist!

Want early access? PRO members get first priority.

Go Pro for Early Access โ†’

Make sure you stay subscribed โ€ข More details coming soon

Contactโ€ขFAQโ€ขUpgrade to Pro

ยฉ 2025 Dealsletter. All rights reserved.

Reply

or to participate.